![]() What is the moratorium period when availing a loan under IBA skill loan scheme?įor courses up to Rs.1 year, the moratorium is 6 months while for courses above 1 year is 12 months.The margin of loan above Rs.4 lakh for studies in India and abroad availed under IBA model education loan scheme is 5% and 15% respectively. What is the margin for loan above Rs.4 lakh for studies in India and abroad with regard to IBA model education loan scheme?.Yes, Canara Bank offers a lower interest rate for girl students. Does Canara Bank offer a lower interest rate for girl students?. ![]() However, depending on the loan that is availed, the repayment tenure may be lower. The maximum repayment tenure of the IBA Skill Loan Scheme is 7 years.
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